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David F. Mills
January 8, 2020

David Mills is joining Narron Wenzel, P.A. as part of the law firm’s ongoing growth and commitment to serving the Smithfield community.

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David Mills is joining Narron Wenzel, P.A. as part of the law firm’s ongoing growth and commitment to serving the Smithfield community.

If you are unable to pay your bills and feel like your debt is spiraling out of control, then Chapter 13 bankruptcy may help you and your family to take control over your finances.

The most important benefit of Chapter 7 is the discharge and forgiveness of your debt. For many families suffering from the high cost hospital bills or unemployment, Chapter 7 will provide much needed financial relief.

The U.S. Bankruptcy Code recently evolved, and this time it’s positive news for family farms. Chapter 12, the portion of the Bankruptcy Code dedicated to the bankruptcy of agricultural businesses, has been amended to increase the qualifying debt ceiling from $4.1 million to $10 million - a jump that will help scores of family farms who were previously ineligible to seek bankruptcy as a debt relief option.

During the last financial crisis, our law firm saw many clients seeking to file bankruptcy as the final liquidation of their businesses. However, if these clients had been able to undergo Chapter 11 reorganization toward the beginning of the financial crisis, the complete failure of their businesses may have been avoided.

We recently gave a presentation on Farm Financial Awareness at the North Carolina Farm Bureau’s “Helping Farm Families Through Hard Times” workshop, and we wanted to share information from the workshop with you here.

Your divorce has been finalized, marital assets have been divided and any remaining marital debt allocated to the respective spouse. But the assignment of debt repayment to your ex-spouse does not mean that you are free from owing the debt.

If you have returned home to flood damage, you may be overwhelmed by the task of cleaning up and starting over. Fortunately, there are many resources that can guide you in safely cleaning up and securing your property.

The allure of a shiny car or a beautifully furnished home can make the low monthly payment options of “Rent to Own” and “0% Financing” appear to be an affordable, quick and easy purchase decision. Here is what you need to know about purchase plans.

Bankruptcy gives many people the opportunity for a financial fresh start. When you work with us, we review your financial situation, look at the options that are available and determine the course of action that best addresses your financial situation.

Get The Financial Help You Need Today

Contact our office today to speak with an experienced bankruptcy attorney.

102 South Third Street
P.O. Box 1567
Smithfield, NC 27577
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